We’re the only ones who explain how Spanish property really works: the opportunities and the pitfalls. Always backed by data, so you decide on facts, not gut feeling.
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The legal, tax and construction risks of a Spanish purchase can’t simply be wished away. That is why our clients buy through one process, with one point of contact, in their own language.
Why Oro Estate
We’re the only ones who explain how Spanish property really works: the opportunities and the pitfalls. Always backed by data, so you decide on facts, not gut feeling.
Everyone tells you when to buy. We also tell you when you’re better off not buying, even when that works against our own interest. Honest advice, no sales pitch.
Not just anyone works under our name. Our agents are rigorously screened and must meet five uncompromising Oro standards. Only the very best make the cut, so you’re guaranteed an agent of the highest calibre.
Not clicking with your agent? We’ll swap them. With our agent-replacement guarantee you start with peace of mind, because your choice is always reversible.
In five steps
We discuss your wishes, the region and your financial situation. Entirely no-obligation, entirely free of charge. By the end of this call we both know whether we can be useful to you. If it fits, we schedule step 2 at our office in the Netherlands. If it does not fit, we say so. No sales talk, no pressure to continue, no quote landing in your inbox afterwards.
We put together a personal selection of projects that genuinely fit your wishes and goals. The presentation runs on a large interactive screen at our office; you see the full coastline, the floor plans, the show homes. At the same time we walk through your financial picture, equity, surplus value on a Dutch property, or financing through a Spanish bank. Within a few hours you know what is feasible.
We pick you up at your hotel. One car, one day or several, along the selected projects and the surroundings. We don’t just look at the home, we look at the place: amenities, infrastructure, rental potential where relevant. If you decide to buy, we sign the reservation contract with the developer on the spot.
From the reservation contract onwards, our aftersales team takes over. NIE number, Spanish bank account, legal review of the purchase contract, tax filings, communication with the developer about materials and build phases, all of it runs through us. One point of contact in the Netherlands. Want to meet face to face during construction? Drive past our office and we sit down together.
We are there when you receive the keys. We toast your new home with you, on the spot. Want to rent it out? We arrange the lot, interior, photography, listing, rental management. Want to resell in three years? We guide that too. Want a second home later? You know where to find us.
Because this is where the difference sits. For most agents the relationship ends at the notary. With us, that is where the long term begins.
Every Oro Estate client gets access to their own secure online portal. Day and night, wherever you are, you have full visibility into:
Status of your purchase, step by step
Build phase and delivery
Scheduled viewings and tours
Payment moments and invoices
All documents for your purchase
Your mortgage and financing
Four ways we stay involved long after you’ve bought.
No ticket system and no rotating case managers. You know who you call, and they always call back.
Tax question? Leaking tap? Sell or rent it out? You call us and we sort it, or connect you with the right partner.
Once you’re in, everything you do in Spain afterwards runs through us. No lock-in, just convenience.
Oro Estate clients get priority on new projects before they’re publicly announced, often on better terms.
Frequently asked
Steps 1 and 2 are no-obligation and free. Only in step 3, when the reservation contract is signed, do you commit financially. We don’t enter that step if the financing isn’t in place.
Our focus is new build, that’s where the price gap between launch and delivery is largest, and where bank-guarantee and warranty structures work tightest. For existing homes we look case by case at whether we can deliver the legal check at the same standard.
From first conversation to reservation contract: 4 to 8 weeks on average. From reservation contract to handover depends on build phase, with a build period of between 6 and 12 months, projects closer to delivery less.
For you as a buyer: nothing. Our fee is paid by the developer. Beyond that, the customary Spanish purchase costs apply: 10% VAT, plus lawyer, notary and municipal tax fees, together a maximum of around 13% of the purchase price. In step 2 we walk you through all of these costs in detail, so you know exactly what to expect before you ever travel to Spain.
No. You keep access to your portal and your point of contact at no cost. Optional services (rental management, resale) have their own rate, we discuss it when it becomes relevant.